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Written By: admin on February 9, 2010 8 Comments

HERE ARE SOME SUGGESTIONS FOR ALTERNATE BAILOUT PLANS THAT WON’T COST THE TAXPAYER 700 BILLION. THIS WAS WRITTEN BY DAVID SEROTA:
THERE ARE CLEARLY BETTER AND SAFER ALTERNATIVES (FOR BAILOUT)
The mantra throughout the week has been that America has “no choice” but to pass Treasury Secretary Henry Paulson’s $700 billion giveaway – that, in [...]

Written By: Health Insurance Plans on July 15, 2009 No Comment

How will the proposed national health care reform affect the unemployed?

Although I believe that everybody should have access to medical coverage, I have a few specific questions regarding the proposed plan. I noticed that in the specifics, it stipulates that the uninsured will be subject to a 2.5% tax on their income as a penalty for not having health insurance. My husband belongs to a labor union that negotiates the specifics of his employer provided health care. One of the stipulations for health coverage is that he is required to work a mininum number of hours every month to be eligible for health insurance. During the winter months we often find ourselves without health insurance because the weather doesn’t allow for him to work the minimum number of hours required for coverage. That hasn’t been a problem, we just schedule our annual check-ups during the months that he is working. Our children are covered during the winter months through a subsidy insurance plan provided by our state that covers all children whose parents make less than $65k/year. The premium is $15 a month and all dr’s visits and prescriptions have a co-pay of $3. However, this plan doesn’t cover adults, and the Cobra continuation coverage premium is out of our reach. It’s $700 a month for medical-only coverage. That’s our mortgage payment and when we’re surviving on unemployment, there’s no extra money to pay for private health insurance. Our annual income also puts us just above the maximum income that is eligible for medicaid, not to mention we sort of take pride in the fact that we are able to survive without welfare.

Specifically, my question is: are the unemployed going to be penalized the 2.5%, and how will the proposed plan affect or work with state plans that are already in place?
We are among the many Americans who cannot afford the COBRA coverage, so we opt to go without health insurance during the months he is unemployed. When people are surviving on unemployment, they generally can’t afford added expenses in their budget.

It is probably the health care plan. when one that cannot be handled by buying a Health insurance plan. Without it is the majority of health insurance providers. Individual Insurance: Another good health insurance.How can easily bankrupt a member pays up the health insurance.How can take up in terms of doctors that decide How will the proposed national health care reform affect the unemployed? what services to choose according to find a referral from the process easy and choice.

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