My husband is switching jobs in December but won’t be eligible for his new health insurance until January. We have been plotting to just use the cobra and rollover his current plot – but it will cost us about 700 out of pocket (yes, thats what he pays in premiums monthly!). I wouldn’t dare go [...]

August 10 – Assembly Majority Leader Bonnie Watson Coleman (D-Mercer) and Assemblywomen Linda Greenstein (D-Middlesex/Mercer) and Pamela Lampitt (D-Camden) joined breast cancer survivor Loretta Mikulski to slam Conservative Right Wing Republican Chris Christie for his plans that would allow mandate-free policies that would eliminate mammogram coverage in health care plans across New Jersey.

There is a health care proposal our there to tax Cadillac health care plans by companies to cover the cost of the current health care bill. I was wondering why it’s not classified as income and why it’s not taxable.
Not that I want it to be taxable, excellent grief, I am all [...]

Pregnancy… Am I ready? What do you think?

I have certain goals that I wanted to obtain, before getting pregnant and I did most of them. I have broken it up into Pros and Cons. I’m serious and also I’d like some tips on how to prepare my body and mind for what is to come (eventually)

Pros:
I am 27 years old have been married for 5 years
We have bought a house outright, with only utilities and property tax to worry about
I have an undergraduate degree and a career that I love
My husband has been wanting a baby for about 6 years (we’ve been together for 7 total) and now more so (since the house)
We have 2 cars and a truck (idk, some ppl find that important)
We pay the cc in full every month
I have siblings and an aunt who live within an hour

Cons:
I and my husband dropped out of medical school
I have worked for about a year as a self-employed on call so no pay when not working
My husband also works as a self-employed on call so no pay when not working
We don’t have health insurance
Both of our parents are overseas
We have been working on the house to repair it and continue to do so, uncertain of time it’ll take to get it up to par
No 401 K plan
We have 4K in savings aproximately

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blogging to the bank

Should I take time off from school this semester?

Here’s the deal, as short as I can make it; My plan was to switch from a four year school to a community college after this last semester was finished. I thought that I had enough time to take care of all the paperwork and things before school started again, but I failed. I have to pay out of pocket to go, which isn’t too bad, but I can only afford to take a single class at the moment, which hardly seems worth it, you know? Not just that, if I drop below full time student status, I lose my health insurance, which I can’t ever get back if I lose it- even if I return to full time status. Another thing is that school starts next week, which I was caught kind of off guard about, and I can’t return to the four year college because classes have already been registered for- I could push to go back, swallow a lot of red-tape pills and fight for it, but I don’t know if I should. Should I just get a second job and work for a semester, and then go back, or should I stay? I’m messed up over this, mainly because I just don’t have the time needed to really make a good decision. So, help?

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