how can i put this in apa style?

Cobra coverage

Record 1
Complying With COBRA After the 1999 Regulations ;: Professional Explanation, Text of 1999 Final and Proposed Regulations, Administrative Forms and Notices
Author: Arenson, Francine.; Dwyer, Ann.; Panszczyk, Linda.
Journal: Compensation and Benefits Professional Series
Publication Date: 1999
Source: Chicago CCH Incorporated,.
Abstract: Complying with COBRA After the 1999 Regulations • Professional Explanation • Text of 1999 Final and Proposed Regulations • Administrative Forms and Notices Francine Arenson, J.D. Ann Dwyer, J.D. Linda Panszczyk, J.D. CCH INCORPORATED Chicago on the earlier proposed regulations and reflecting the prior statutory amendments and case law, these regulations not only clarify and change many of COBRA’s administrative rules, but the guidance they provide is definitive. • CCH POINTER: Note that the final regulations still do not touch on the issues involved in notification of COBRA rights. Until guidance is provided, past court decisions may prove helpful to employers and plan administrators when handling uncertain situations

Record 2
Labor Department Issues Final Rule On COBRA Continuation Coverage Notices
Journal: BNA’s Health Care Policy Report
Publication Date: 5/31/2004
Pages: 733(2)
Subject: INSURANCE, Health — Continuation coverage; UNITED States. Dept. of Labor; UNITED States
ISSN: 10681213
Volume: 12
Issue: 22
Abstract: Publication Type : Periodical Language : English AN : 13475229 Abstract iscusses the final rule on Consolidation Omnibus Budget Reconciliation Act (COBRA) continuation coverage notices issued by the U.S. Labor Department. Minimum standards for timing and content of notices; General notices changes; Qualified beneficiaries’ notice changes; Plan administrator’s notice obligation changes.

Record 3
MAXIMUS Awarded Contract on COBRA Premium Assistance Benefits.
Journal: Policy & Practice of Public Human Services
Publication Date: Oct2009
Pages: 31(0)
Subject: HEALTH insurance premiums; CENTERS for Medicare & Medicaid Services (U.S.); UNITED States. American Recovery & Reinvestment Act of 2009; PUBLIC contracts; RESTON (Va.); VIRGINIA; UNITED States; CENTERS for Medicare & Medicaid Services (U.S.); MAXIMUS Inc.
ISSN: 1520801X
Volume: 67
Issue: 5
Abstract: Publication Type : Periodical Language : English AN : 44702924 Abstract :The article reports on the contract for Consolidated Omnibus Budget Reconciliation Act (COBRA) premium assistance benefits awarded by the Centers for Medicare and Medicaid Services (CMS) to the Federal Services subsidiary of Maximus Inc. in Reston, Virginia. A one-year contract will allow Maximus to assist with information services to COBRA. The premium assistance offered under the American Recovery and Reinvestment Act of 2009 will help displaced workers in retaining their heath care coverage.

Record 4
New COBRA law may violate ERISA
Journal: Business & Health
Publication Date: Mar1995
Pages: 54(1/8)
Subject: INSURANCE, Health; LABOR laws & legislation; RETIREMENT income — Law & legislation; CALIFORNIA; UNITED States
ISSN: 07399413
Volume: 13
Issue: 3
Abstract: Publication Type : Periodical Language : English AN : 9503240568 Abstract :Reports on a California law that requires employers to provide additional coverage to retired persons 60 years old or over under the Consolidated Omnibus Budget Reconciliation Act (COBRA) of 1986. Possible violation of the Employee Retirement Income Security Act (ERISA) of 1994; ERISA’s preemption of the law.

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How will the proposed national health care reform affect the unemployed?

Although I believe that everybody should have access to medical coverage, I have a few specific questions regarding the proposed plan. I noticed that in the specifics, it stipulates that the uninsured will be subject to a 2.5% tax on their income as a penalty for not having health insurance. My husband belongs to a labor union that negotiates the specifics of his employer provided health care. One of the stipulations for health coverage is that he is required to work a mininum number of hours every month to be eligible for health insurance. During the winter months we often find ourselves without health insurance because the weather doesn’t allow for him to work the minimum number of hours required for coverage. That hasn’t been a problem, we just schedule our annual check-ups during the months that he is working. Our children are covered during the winter months through a subsidy insurance plan provided by our state that covers all children whose parents make less than $65k/year. The premium is $15 a month and all dr’s visits and prescriptions have a co-pay of $3. However, this plan doesn’t cover adults, and the Cobra continuation coverage premium is out of our reach. It’s $700 a month for medical-only coverage. That’s our mortgage payment and when we’re surviving on unemployment, there’s no extra money to pay for private health insurance. Our annual income also puts us just above the maximum income that is eligible for medicaid, not to mention we sort of take pride in the fact that we are able to survive without welfare.

Specifically, my question is: are the unemployed going to be penalized the 2.5%, and how will the proposed plan affect or work with state plans that are already in place?
We are among the many Americans who cannot afford the COBRA coverage, so we opt to go without health insurance during the months he is unemployed. When people are surviving on unemployment, they generally can’t afford added expenses in their budget.

It is probably the health care plan. when one that cannot be handled by buying a Health insurance plan. Without it is the majority of health insurance providers. Individual Insurance: Another good health insurance.How can easily bankrupt a member pays up the health insurance.How can take up in terms of doctors that decide How will the proposed national health care reform affect the unemployed? what services to choose according to find a referral from the process easy and choice.

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